How are the parts invoiced? At the lowest selling price?
Here's an example... i'll post a line below. Part number 39021417 is a trans cooler for a 2018 cruze.
PN NAME FY LY MODEL MAKE WT DLR $ CORE MIN $ M CLAIM 1 MCLAIM 2 TOTAL CLAIM 39021417 COOLER 2016 2019 CRUZE LT 4 CHEVROLET 0 $176.97 $0.00 $133.35 $43.62 $24.78 $68.40
this is what i do with faced with the question , aftermarket or oe.
I take the cost of the GM part and basically take the cost of it and the 14% off of it and then I treat that as my cost when I go shopping aftermarket. If aftermarket is close to GM cost then I purchase the GM. If I am going to make a lot more aftermarket then I purchase from them.
if aftermarket is lower then $400. I will buy aftermarket.
Before I do any bumping I always make sure the parts that are aftermarket on the estimate are actually available. If they aren't I get a no quote from the junkyard that is on the estimate. then its retail price to the insurance company.
as far as claims are concerned . always claim the most